PENGARUH KRISIS SUBPRIME MORTGAGE AMERIKA SERIKAT TERHADAP PERBANKAN SYARIAH MUAMALAT INDONESIA TAHUN 2006 - 2009
Abstract: Has become an
obligation a country to advance the economic , By creating regulations and many
initiative, To a better economy, And welfare the nation and the country . In
each the profitable thing can not be separated of the challenges. Obstacles
weakness or disease. So also economic system , also have an impact. And
potentially create that delicate problem as the crisis
. It cant be denied in this era of globalization currently. national
country economy alliance in the world . Starting to show a modern economy
competitive . So that trade innternasional be a need for countries in advance
economic. United states as a country largest economy in the world. with the
gross domestic product (GDP) in 2008 amounted to US $ 14.4 trillion. A quarter
of the gross domestic product the world based on nominal and a fifth based on
of parity purchasing power.
Subprime mortgage crisis fueled by an increase in failed to pay mortgages
.And seizure house in the united states . It is a negative impact on banks and
global money market . The impact of the crisis in the form of an increase in
inflation , the fall in the exchange rate , a decline in the economic growth ,
The collapse of the market index and a number of banks , institutions ,
corporate experienced difficulty financial and bankrupt .
An impact for indonesia is disruption of the financial and trading channels.
And banks had feel their influence . But financial institutions that based
syariah especially of the bank muamalat indonesia. Has forbidden flowers in its
not too feel the impact of the significant . Bank muamalat indonesia and there
is even in terms of loan-to- deposit ratio ( LDR ), Show more liquid than
conventional banks in time of crisis global financial happened., It were due to
high interest rates.
Key words: Subprime Mortgage
Crisis, negative impact on banks and global, impact for Indonesia, Bank
Muamalat
Penulis: Kalfi Mahendra, Den
Yealta
Kode Jurnal: jphubintdd160033
