Pengaruh Dana Pihak Ketiga (DPK), NonPerforming Loan (NPL), Dan Biaya Operasional Pendapatan Operasional (BOPO) Terhadap Profitabilitas (StudiEmpiris pada Perusahaan Perbankan Yang Terdaftardi Bursa Efek Indonesia Tahun 2009 –2013)
Abstract: This reseach aimed
to test the influence of third-party funds, Non Performing Loan and Operation
Efficiency on Profitability (empirical studies on banking companies listed on
the Stock Exchange).
This study classified the causative research. The population in this
study are all banking companies listed on the Stock Exchange in 2009 until
2013. While the sample is determined by purposive sampling method in order to
obtain 28 sample firms. The type of data used is secondary data obtained from
www.idx.co.id. The analytical method used is multiple regression analysis.
Based on the results of multiple regression analysis with a significance
level of 5%, then the results of this study concluded: (1) the third-party
funds a not effect on the profitability banking companies listed on the Stock
Exchange with the β coefficient is negative at-0,00004 and a significance value
0.558 >0.05. (2) Non Performing Loanasignificant negative effect on the
profitability of the banking company registered in BEI worth valued coefficient
β -0.057 and a significance value 0.023< 0.05 (3) Operation Efficiency a
significant negative effect on the profitabilityof banking companies listed on
the Stock Exchange with β coefficient is negative -0.121 and significance value
0.000 <0.05.
Based on the above results, it is suggested: (1) researchers can then do
further research related to bank return on assets. (2) the bank's management is
expected to be able to continue to keep the third party-funds, non performing
loan and its operating efficiency in order to avoid the risk of losses in his
business.
Penulis: Fauzia Fauzia
Kode Jurnal: jpakuntansidd140710
