DETERMINAN FINANCING TO DEPOSIT RATIO PERBANKAN SYARIAH DI INDONESIA (2008-2012)
Abstract: Financing to Deposit Ratio (FDR) is the ratio
between the financing provided by bank to the third party.The purpose of this
study was to analyze the effect of the Capital Adequacy Ratio (CAR), Third Party Funds
(TPF), Bank Indonesia
Sharia Certificate (SBIS),
Non Performing Financing (NPF) of the Financing to Deposit Ratio (FDR). The method
used is the
purposive sampling method.
With data analysis techniques
multiple linear regression.
Hypothesis testing using
t-statistics and F-statistics.Results showed that the independent variables simultaneosly
influence the FDR.
Partially, NPF influence on FDR. While CAR, DPK, SBIS no
effect on the FDR. So should the level of NPF stabil so as not to exceed the
limit set by BI.
Keywords: Financing
to Deposit Ratio
(FDR), Capital Adequacy Ratio (CAR),
Third Party Funds
(TPF), Bank Indonesia Sharia Certificate
(SBIS), Non Performing
Financing (NPF)
Penulis: NUR SUHARTATIK, ROHMAWATI
KUSUMANINGTIAS
Kode Jurnal: jpmanajemendd131026
