ANALISIS PENGARUH INFLASI, SUKU BUNGA BI, DAN PRODUK DOMESTIK BRUTO TERHADAP RETURN ON ASSET (ROA) BANK SYARIAH DI INDONESIA
Abstract: The purpose of the
present study is to explain the influence analysis of
inflation, BI rate,
and Gross Domestic
Product to the Return On Asset (ROA) of islamic banking
in Indonesia period 2008-2010.
Macroeconomic variables in
this research are
measured by inflation, Bank
Indonesia rate, and
gross domestic product
(GDP). The most important
indicator in evaluating
the banking financial performance is
ROA. Sampling technique
used here is
purposive sampling, it is
gained sample amount
of 13 islamic
banks.The data used in this study
were obtained from published financial statements of Bank
Indonesia. Data analysis
techniques used in
this study is multiple
linier regression analysis.
F test results
showed that simultaneous variable
inflation, BI rate,
and GDP have
a significant effect on
ROA. While the
results of t
test showed that
partially, inflation and GDP
has positive and
significant influence on
ROA, while BI rate has negative and significant influence on ROA.
Penulis: AYU YANITA SAHARA
Kode Jurnal: jpmanajemendd130943
