ANALISIS RASIO RENTABILITAS DAN RASIO LIKUIDITAS PADA BANK BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2008-2014
Abstract: In assessing the
financial health of banks and achievement, financial analysis requires several
benchmarks. Benchmark that is often used is the ratio or index. Financial ratio
analysis conducted to obtain financial information that has achieved a firm.
Analysis of financial performance contained in Bank Indonesia Circular
Letter No. 6/23 / DPNP is a calculation using the ratio of profitability and
liquidity. The profitability ratio is the ratio used to look at the bank's
ability to generate profits with the bank’s assets. While the liquidity ratio
is the ratio used to look at the bank's ability to pay short-term obligations.
The location of research in this study is IDX branch offices Pekanbaru
located in Jalan Sudirman No. 73. The purpose of this study was conducted to
determine the profitability and liquidity determine the performance of the
state-owned bank listed on the Indonesia Stock Exchange 2008-2014.
In this study, the methodology used is descriptive method, by describing
the conditions of using the company's working capital ratio of profitability
and liquidity. The sampling technique used in this study is nonprobability
sampling, the purposive sampling technique collecting data through
documentation that is done by examining and studying the documents that are
relevant to the interests of research. Reference documents are the company's
financial statements 2008 to 2014.
From the results of data analysis using financial ratio analysis that
include liquidity ratios, profitability ratios, the ratio of bank business
risks, capital adequacy ratio, and the ratio of business efficiency. It can be
concluded that the profitability ratio in state banks and the overall
experience fluctuations can be quite good.
Penulis: Muhammad Ari Sumitra,
Mariaty Ibrahim
Kode Jurnal: jpadministrasinegaradd160068
