PERCEIVED USEFULNESS, PERCEIVED EASE OF USE, PERCEIVED RISK IMPACT TO LECTURERS’ INTERNET BANKING ADOPTION
ABSTRACT: The development of
Information Technology that are now spreading on banking sector, indirectly has met some of customers’
lifestyle who are more inclined want everything was instant and efficient, it
is because of demands of times and work
which makes them have to be able to do other things, but can still do
their work simultaneously. But in terms deciding to buy product/service that
relate to information tecnology, people have consideration, wheter about the
usefulness, ease of use and risk. The
purpose of this study was to find out the relationship between perceived
usefulness, perceived ease of use,
perceived risk on internet banking adoption especially to customer that are lecturers of faculty of
economics and business. This research is a quantitative research that use
casual type of research. The data was collected through questionnair e with
sample size is about 40 lecturers who
are selected using
sampling insidental method
and analyzed by m
ultiple linear regression analysis method. The conclusion is
there is significant positive effect
between perceived usefulness, perceived ease
of use and
perceived risk towards
Internet banking adoption.
It means banks
should improve the performance of internet banking services
in order to more provide meaningful benefits for users and improve the security
of transactions through Internet banking services to increase the adoption of
Internet banking service. herefore the researcher recommended to the bank to
better understand the needs of their customers in order to deliver services
more effective.
Author: Andretha S. E. Langelo
Journal Code: jpmanajemengg130071
