PENGEMBANGAN DIMENSI KUALITAS LAYANAN E- BANKING DAN HUBUNGANNYA DENGAN KEPUASAN SERTA LOYALITAS KONSUMEN

Abstract: SERVQUAL is a  service quality  measurement  model that is assumed to  be  widely  applicable  in  every  sector  of  service  industry,  yet  research  proves the  opposite.  Characteristic  of  customer  in  each  segment  can  be  a  factor  that causes differences in measurement model. According to that fact, this research is conducted  to  identify  the  difference  of  measurement  model  in  each  customer segment, especially in e-banking industry. Not only we identify the measurement model,  this research is done to confirm the relationship between 3 constructs as well,  which  are  service  quality,  satisfaction,  and  loyalty.  Several  statistical method  will  be  introduced  here  in  relationship  with  segmentation  process, measurement  model  identification,  dan  the  three  constructs'  validation  process. Segmentation  process  yields  2  customer  segments  which  are  people  with  high and  moderate  expectation  to  service  quality.  In  the  first  segment,  the measurement  model  consists  of  4  quality  dimensions,  which  are  fullfilment, efficiency, assurance, and web design while there are 5 dimensions in the second segment  which  are  fulfillment,  responsiveness,  information  technology, assurance, and efficiency.  There are also significant relationships among  service quality, satisfaction, and loyalty.
Keywords: e-banking,  customer  segment,  quality  dimension,  service  quality, satisfaction, loyalty
Penulis: Alfian Tan, Paulus Sukapto, dan Carles Sitompul
Kode Jurnal: jptindustridd140090

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