TINJAUAN HUKUM TERHADAP PIHAK YANG BERITIKAD BURUK DALAM ASURANSI
ABSTRACT: In meeting the needs
of human life is always faced with the possibility of the occurrence of events
is uncertain, the uncertain situation may exist in various forms and events
that are usually always want to avoid, and commonly known risks. One man
attempts to shift the risk itself is entered into an agreement with the
devolution or transfer of risk to another party. Sharing of risk was done by a
policy on the insurance company. But in practice the claims payment process is
not as easy as it seems, this is because a lot of processes to go through before
a claim will be paid, not even melted because of many things and one of the
things that most often the problem is due to the prospective insured to peruse
the contents of the contract of insurance to be entered. It should society must
understand the clauses contained in the policy and the insurance company was
already supposed to explain in detail the agreements contained in the policy so
as not to cause disagreement in response to the content rather than the
insurance polic and insurance issues are based on bad faith can be avoided.
Although the disputes in the insurance sometimes can not be avoided should the
parties to remain calm in the face and prefer to resolve their disputes out of
court so as to achieve the concept of win-win solution for both parties.
Penulis: HARDYLES MDKH
Kode Jurnal: jphukumdd130627