JURIDICAL ANALYSIS ON FUND HIT OF CUSTOMER OF CITIBANK IN PERSPECTIVE OF BANKING ACT AND ACT OF ERADICATION AND PREVENTION OF MONEY LAUNDRY
ABSTRACT: Citibank is a multinational bank that operated in
Indonesia. Citibank is a part of Citigroup where its shares listed in New York
Stock Exchange (NYSE). The case of Citibank was occurred and exposed on March
of 2011 when
a Citibank receive
the complaint of
three customer related
to the loss
of their fund in saving, the
Citibank report the case to the police. Based on investigation indicates that there
is hit of the fund
of customer by
the senior employee
in position as
vice president in
the bank whose
name Melinda Dee. The hit of the fund involves the employee of Citibank
as teller.
In this research,
the problem is
formulated as follows
: to study
the position of
customer as consumer of banking
product, to study the juridical analysis of fund hit of the customer of
Citibank in the perspective of Banking Act and the Act of eradication and
prevention of Money Laundry and to study the protection of customer on the fund
hit of customer of Citibank.
The banking business
is a trust
business. So the
case of fund
hit of the
customer can not be
neglected even the
hit of fund
is conducted by
a staff of
the bank if
the trust of
the consumer to the
banking make not
lost. In the
view point of
law how to
prevent the reoccurrence
of the case
or be minimized by
the Act No.
10 of 1998
concerning to the
Banking and Act
No. 8 of
2010 concerning to Prevention of Money Laundry.
In order to
anticipate the hit
of fund in
Citibank and in
other banks in
Indonesia and the prevention of
money laundry in
Indonesia, it is
suggested to the
law enforcer to
punish the severe punishment to the evil doer generally and to the hitter of the fund of
the customer of Citibank especially because
this condition will provide them with the wary effect to the evil
doer and to recover the trust of customer
to the banks and the law enforcer in Indonesia.
Penulis: Herry Febrian, Bismar
Nasution, Mahmul Siregar
Kode Jurnal: jphukumdd130641
