PENGEMBANGAN MODEL CREDIT SCORING UNTUK PROSES ANALISA KELAYAKAN FASILITAS KREDIT PEMILIKAN RUMAH (STUDI KASUS DI BANK BUKOPIN)
Abstract: Analysis of the
parameters used in the model skoring E-Flow, which has 14 parameters, namely
the interest rate, the amount of insurance, age / age, type of work,
penghasilkan per month, the average balance, savings in the bank, the
percentage of money face, the type of collateral, documents of ownership, broad
building, Burden debt ratio, bad debts in the information and the position of
BI / debtor position. In addition to design a credit scoring model application,
a skoring system will have a very full prepayment behavior scoring and scoring.
Accordingly at this time until a new stage in the application of determining
the credit scoring model, to further research can be done model behavior
prepayment scoring and scoring on the credit facility.
Penulis: Dwi Andhayani,
Harianto MS, Noer Azam Achsani
Kode Jurnal: jpmanajemendd090144
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