PENGARUH KOMPETENSI AGEN TERHADAP KEPERCAYAAN KONSUMEN PADA PERUSAHAAN ASURANSI GABUNGAN TABUNGAN DAN RESIKO DI SULAWESI TENGGARA

Abstract: The  purpose  of  this    research  is  to  find  out  and  analyze  an  effect  of  agent competence on customer trust. The sample includes  customers of AJB  Bumiputera 1912  and  PT.  Asuransi  Jiwasraya  (Perseo)  in  Sulawesi  Tenggara,  located  in Kendari  City, Bau-Bau  City, Kolaka District, Konawe Selatan District  and Muna District.  The  sample  is  drawn  using  purposive  random  sampling  method.  The analytical technique used to test hypothesis is Structural Equation Modeling (SEM) using AMOS  4.0 (Analysis Moment Of  Structural). In addition the  hipothesis are tested using statistical tests of alpha 0,05 and t Table 1,96 to determine significant effect of latent  variable.
The  results  suggest  that  first  hypothesis  is  assepted  since  the  agent  competence significantly  and  positively  influences  customer  trust  to  agent.  The  second hypothesis  is  reject  because  the  agent  competence  does’t  significantly  effect the customer trust   to  company.  Third  hypothesis  is  accepted  because  the  customer trust  to agent  is  significantly and  positively  associaed with the customer  trust  to company. The most dominant direct relationship  resulting from the second indirect relationship are : Agen competence  Customer trust to agent   Customer trust to  company.  Contribution  of the  study  is  relastionship  models  developed in  the research represent a synthess of the four theories and the results of previous studien.
Keywords: Agent competence, customer trust of agent, and customer trust to company
Penulis: Hasanuddin Bua
Kode Jurnal: jpmanajemendd090122
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