KETAHANAN KREDIT PERBANKAN SYARIAH TERHADAP KRISIS KEUANGAN GLOBAL
Abstract: Global financial
market becomes fragile and unstable today after big financial crisis (subprime mortgage)
hited almost country around the world. Recently, solvability ratio or credit
risk becomes focus study again by economic expertise to prevent repreated
crisis. The purpose of this paper is to investigate Islamic credit resistant of
Islamic banks during global financial crisis in Indonesia. The results of this
study show that the amount of Islamic financing and GDP were significantly
determined by non-performing financing (NPF). In the other side, conventional
banks were influenced positively by inflation rate and Loan to Deposit Ratio (LDR).
These findings show the empirical evidence how Islamic banking and economic systems
can reduce the effect of global financial crisis significantly to domestic
society.
Keywords: NPL, NPF, banking
stability
Penulis: Ihda Faiz
Kode Jurnal: jpperadabanislamdd100078
