Dampak Krisis Keuangan Global terhadap Perbankan di Indonesia: Perbandingan antara Bank Konvensional dan Bank Syariah
Abstract: This article traces
to analyze the impact of global financial crisis to Indonesian banking
condition, a comparison between shari’ah and conventional bank. It starts with
description about the root of financial crisis and its impact to Indonesian
financial sector. Both shari’ah and conventional bank face the effects of the
crisis and react to Bank Indonesia policy. As Bank Indonesia raises BI rate,
conventional bank increases its interest as response to policy which mean
businessmen have to pay higher for money they borrow from bank. Such a
condition makes businessmen move to shari’ah bank in which its profit and
losing share financing system make them pay the same amount as they borrow. The
article concludes that sharia banking is stronger than conventional bank in
facing financial crisis.
Keywords: global financial
crisis, shari’ah and conventional bank
Penulis: Heri Sudarsono
Kode Jurnal: jpperadabanislamdd090062
