Kritik Abdullah Saeed terhadap Praktik Pembiayaan Murabahah pada Bank Islam
Abstract: This paper is aimed
at discussing the critical view of Abdullah Saeed as far as murabahah is
concerned. For Saeed, this banking practice, which is adapted and adopted from
Syari’ah has caused a lot of controversies. The basic question that a man like
him asks is, does this Syari’ah banking system really make a difference?
Nonetheless, it is this Syari’ah-based banking product that dominated the whole
Islamic banking system in the great majority of Islamic countries.
Investigating the nature of this product becomes therefore both strategic and
important so as to have a better and proper understanding of it. This proper
understanding will in turn influence the way this product is promoted and sold
to the public in line with the values of Syari’ah. The paper will also compare
murabahah with the similar banking practices in the conventional banks.
Keywords: murabahah,
conventional bank, Shari‘ah, financing
Penulis: Syaparuddin
Kode Jurnal: jpperadabanislamdd120103
