FRACTIONAL RESERVE BANKING : SEBUAH REPRESENTASI EKONOMI SEMU (TINJAUAN EKONOMI ISLAM)
Abstract: This article tries
to explain that fractional reserve banking is a system full of risks, even
threatening the stability of the economy. Its implications led to many
phenomena of the crisises, the most obvious exampleis the occurrence of the
great depression in the 1930's. Related to this, Islam considers that
fractional reserve banking is a great dengarous system, so that it has been
considered contrary to the principles and values which brought by Islam.
Concretely Islamic Bank offers a very better system with the system profit and
loss sharing (PLS). Its implication is very positive, the stability of the
economy is relatively stable and can stimulate the investment climate without
the fragile aspects of liquidity, because the 100% reserve banking is in a
must.
Keywords: fractional reserve,
stabiltas, ekonomi Islam
Penulis: Ayief Fathurrahman
Kode Jurnal: jpperadabanislamdd120110
