PERJANJIAN PINJAM MEMINJAM UANG PADA KOPERASI SIMPAN PINJAM “PURI SEDANA” DI DESA PENINJOAN PEGUYANGAN KANGIN DENPASAR
Abstract: Most of the
Indonesian community living and residing in rural areas, where theneed for a
forum to foster the ability of rural communities for the realization ofeconomic
democracy that based on kinship, the cooperative is the mostappropriate
corporate structure for the economy developed as a joint effort basedon the
principle of kinship them. Cooperative is an association or organization ofthe
economy consists of people or agencies that provide freedom in and out as
amember under the existing regulations by working together in a family running
abusiness, with the aim of enhancing the physical well-being of its members.
Inagreement borrowing money at Puri Sedana Credit Unions, if the borrower
doesnot repay the loan on time will be a default. Default is not met or neglect
of dutyas defined in the agreement made between the creditor and debtor.The
issue in the writing of this paper was about how the legal consequences
ofdefault in the loan agreement to borrow money at Puri Sedana Credit Unions
andhow the settlement pursued defaults Credit Unions Sedana Puri.
Researchmethods used in preparing this paper is empirical juridical, with a
studyevaluating the written law to the facts that exist in the field.legal
consequences of default in the loan agreement to borrow money at PuriSedana
Cooperative is a debtor is required to make restitution that has beensuffered
by the cooperative, the debtor is also required to pay the loan if it can
stillbe done in accordance with the warning of the cooperative, and the risk
ofswitching on loan borrowers since no nonpayment in accordance with
apredetermined time period. Completion of defaults by borrowers on
CooperativePuri Sedana do with the settlement of non-litigation (deliberation),
a non litigationis done by consultation, negotiation, mediation, conciliation
or expert assessment.
Keywords: cooperative,
agreements, borrowing, default
Penulis: I Gusti Ngurah Bagus
Surya Kusuma, AA Gede Agung Dharma kusuma, Desak Putu Dewi Kasih
Kode Jurnal: jphukumdd130365
