PERBANDINGAN KREDIT PEMILIKAN RUMAH PADA BANK KONVENSIONAL DENGAN PEMBIAYAAN KEPEMILIKAN RUMAH PADA BANK SYARIAH
Abstract: In this study discusses the differences between the provision of mortgageson conventional bank financing
of home
ownershipin Islamic banks. The resultsof this study indicate adifference
inthe systems used
inconventional bankstoI slamic banks.
The most fundamental
differenceis thesystem of interest are use dinconventional banking and
losssharing principlein Islamic
banking. With thesystem of
interestrateissetto changeat any timein accordance with bank policies, whereas
if youuse theprinciple ofprofit
sharing and loss margin can
not bechanged because itis
in conformity with the murabaha contract.
Keywords: mortgageloans,
conventional bank, Islamic banks
Penulis: Putri Puspita Sari
Kode Jurnal: jpakuntansidd130091
