KONTRAK STANDAR: ANTARA PRINSIP KEHATI-HATIAN BANK DAN PERLINDUNGAN NASABAH DEBITUR
Abstract: The existence of
standard contract or standard agreement are something that we have to accept.
It might be an effi cient, practical, fast and effective way for business
people. It can bring many advantages, particularly for a mass production of
contract which requires a standard for
such contract. On the other side, consumer for instance, it is an option which less
favorable since he has to decide which option he is going to take it or leave
it. Therefore, on a standard contract, the less the chance for opposite party
to negotiate or to amend any clauses on such contract. This paper will answer
three question, that is, the fi rst, how does Indonesian law implement prudential
principle in loan contrac. The second, why does standard contract has many
weakness. The third, how does Indonesian Banking implement prudential principle
on standard contract which they make
Kata Kunci: kredit bank, kontrak standar, prinsip
kehati-hatian bank
Penulis: Paripurna P. Sugarda
Kode Jurnal: jphukumdd080071
