ANALISIS KINERJA SOSIAL DAN KINERJA KEUANGAN LEMBAGA KEUANGAN MIKRO (LKM) USAHA EKONOMI DESA-SIMPAN PINJAM (UED-SP) SEJAHTERA DESA TELUK MERBAU KECAMATAN DAYUN KABUPATEN SIAK
Abstract: Poverty is one of
the most important issue in the development of economy of Indonesia. The
village empowerment program (Program Pemberdayaan Desa) through Usaha Ekonomi
Desa Simpan Pinjam has been established to reduce poverty in the village. The
aim of this study is to analyse social performance, economic performance, and
to formulate strategy of LKM UED-SP Sejahtera.
This research uses outreached analysis to asses social performance, and
PEARLS analysis to assess financial performance. The results show that the
social performance measured by social objective and mission, dimension
activities and internal system, and the output & outcome of the mission has
improved significantly. Financial performance that measured through six
indicators is ideal while using eleven indicators shows that it is not ideal.
The social performance improvement is shown through the improvement of saving
volume, development of product innovation, and staff incentives while financial
performance imply in asset improvement, risked reserve fund, and saving improvement.
Penulis: Philippus, Ahmad
Rifai, Roza Yulida
Kode Jurnal: jppertaniandd140570